The insurance industry may have a stable core product, but everything around it is evolving fast. Brokers, agencies, and carriers are under increasing pressure to work more efficiently, reduce manual tasks, and deliver a much faster and more modern customer experience.

The good news? You don’t need to rebuild your entire operation to modernize it. Today, there are powerful software tools designed specifically for insurance: CRMs, AMS platforms, multi-raters, automation systems, and AI-powered assistants that integrate directly into the workflows you already use.

In this 2026 guide, we highlight some of the most relevant platforms for brokers and insurers, helping you choose the right software to automate processes, work more efficiently, and improve the service you deliver to your clients.

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Full List of the Best Insurance Software Platforms

1. ASSUR3D
2. OGGO
3. LYA
4. Freshsales
5. Zoho
6. Sapiens
7. Cubox
8. Guidewire
9. Insly
10. Acturis
11. Foliume
12. GloveBox
13. Vertafore
14. Agencybloc

CRM

1. ASSUR3D

Assur3d is an all-in-one insurance CRM built for brokers looking to centralize client information and streamline policy and contract management. It also includes tools for claims tracking, compliance workflows, and automated tasks, all within an intuitive interface that works well for small and mid-sized brokerages.

2. OGGO

OGGO combines CRM functionality with multi-quote capabilities, helping brokers manage pipelines, email campaigns, client communication, and documents from one place. It operates in a secure, GDPR-compliant environment and includes features like click-to-call, web integrations, and automated follow-ups.

3. LYA

LYA is a specialized platform focused on case and document management for insurers, legal teams, and compliance-heavy environments. It centralizes all case files, automates reminders, and provides configurable templates to help teams handle complex and regulated workflows more efficiently.

4. Freshsales

Freshsales, part of the Freshworks suite, is designed for insurance agencies that need a simple, easy-to-use CRM. It includes AI-powered lead scoring, workflow automation, email tracking, and a clean interface that works especially well for smaller teams or agencies starting their digital transformation.

5. Zoho

Zoho is a flexible CRM used by insurance companies, agencies, and independent agents. It supports sales, service, and marketing across multiple channels and includes tools for segmentation, automation, and omnichannel communication. Zoho’s flexibility makes it suitable for both growing agencies and larger teams.

Specialized tools

6. Sapiens

Sapiens offers modular insurance software used across life, P&C, and reinsurance. Its system supports the full policy lifecycle and integrates with legacy stacks, while adding automation, analytics, and AI-driven decision support. It’s a strong option for mid-size and enterprise insurers.

7. Cubox

Cubox is a cloud-based insurance operations platform designed to reduce repetitive work and improve client management. It helps insurers and agencies digitize administrative tasks, automate communication, and streamline workflows across teams.

8. Guidewire

Guidewire provides enterprise-grade software for P&C insurers. Its InsuranceSuite platform supports billing, claims, and policy administration within a cloud-first environment. Guidewire is known for its configurability and for helping insurers unify core processes.

9. Insly

Insly is a modular, cloud-based platform for MGAs and insurers. It streamlines policy, claims, and accounting processes with automation and an interface designed for complex underwriting and back-office workflows.

10. Acturis

Acturis is a cloud-first software platform used by brokers and insurers to simplify underwriting, collaboration, and customer servicing. It helps teams unify workflows across distribution, policy management, and data analysis.

11. Foliume

Foliume is an AI platform that helps brokers automate repetitive work and improve productivity without replacing their existing systems. It connects with your current CRM or AMS and highlights what each client needs next, whether it’s a renewal, a follow-up, or an opportunity.

At the center is Wilbert, the first WhatsApp-based assistant for insurance brokers and agents. Wilfredo can quote products, renew policies, locate documents, send information to clients, and identify cross-selling and retention opportunities, all directly from the chat.

Less manual work. Faster responses. More time for clients.

Client-Facing Tools

12. GloveBox

GloveBox  is a mobile app designed for independent agencies that want to give policyholders an easy way to access documents, pay bills, file claims, and communicate with their agent. It reduces inbound service requests and keeps clients connected with their agency.

AMS

13. Vertafore

Vertafore offers AMS360, QQCatalyst, and other core systems used widely in the U.S. market. These platforms help agencies automate billing, manage the policy lifecycle, and centralize reporting and compliance workflows.

14. AgencyBloc

AgencyBloc provides industry-specific software for life and health insurance agencies. It combines CRM, commission tracking, and workflow automation through tools like AMS+, Commissions+, and Quote+, all designed to improve retention and performance.

Conclusion

Selecting the right insurance software can be a game-changer for your agency or carrier. Whether your priority is automating administrative tasks, improving client relationships, or getting clearer insights through analytics, the platforms listed here cover a wide range of needs.

💡 Want to explore more options or compare platforms in one place? Download our free comparison guide below.